Dampak Indikator Ekonomi Makro Terhadap Profitabilitas Perbankan Syariah Di Indonesia Periode 2013-2017

Abstract This study aims to determine the effect of variables Inflation, BI Rate, Capital Adequacy (CAR) and Gross Domestic Product on the profitability of Sharia Commercial Banks in Indonesia for 2013-2017 period proxied through Return On Assets (ROA). The variables used in this study are Inflation, BI Rate, Exchange Rate and Gross Domestic Product. Sample selection method used in this research is convention sampling and obtained five syariah commercial banks that meet the criteria, namely Bank Mandiri Syariah, Bank BRI Syariah, Bank BNI Syariah, Bank BCA Syariah, and Bank Muamalat Indonesia .. Analyzer used in research this is the panel data regression analysis. From the result of panel data regression and model testing, we selected the best model that is Fixed Effect model. The result of the research shows that inflation variable, BI interest rate, CAR, GDP together have influence to ROA. In the partial test the inflation and CAR variables have no influence on ROA. interest rates and GDP have a significant influence in the opposite direction