After the 2008 crisis, EU regulatory authorities and policy makers started to devote resources to improve households’ financial literacy, considered as a key element of debt decisions. However, the role of another crucial determinant of debt burden has been neglected in such financial education programmes. The present study examines the role of impulsivity and financial literacy as predictors of debt burden in a sample of 445 individuals. An ad-hoc built indicator of financial literacy and scores on the Barratt Impulsiveness Scale were used as regressors. The debt service to income ratio, a proxy of debt burden, served as the dependent variable. Both predictors resulted associated with debt burden; however, impulsivity fully mediated the im...
More than three quarters of US households bear consumer debt, yet we have little understanding of th...
In this paper, we investigate the contribution of behavioural characteristics to the financial liter...
We analyse a sample of over-indebted individuals in Singapore to find out how financial literacy an...
After the 2008 crisis, EU regulatory authorities and policy makers started to devote resources to im...
Using in-person survey data, we investigate the relationship between the sustainability of household...
This work analyses the impact of financial literacy and financial behaviour of individuals on the li...
We analyze a national sample of Americans with respect to their debt literacy, financial experiences...
We analyze a national sample of Americans with respect to their debt literacy, financial experiences...
Using a probit model, we estimated the role of emotional factors in determining household participat...
Using a probit model, we estimated the role of emotional factors in determining household participat...
Consumers in Australia and other developed countries are increasingly required to interact with prov...
The ability of consumers to make informed financial decisions improves their ability to develop soun...
In the aftermath of the 2007–08 financial crisis, the worsening financial conditions of households i...
This study analyzes financial fragility, defined as a financial status where a subject is exposed to...
The ability of consumers to make informed financial decisions improves their ability to develop soun...
More than three quarters of US households bear consumer debt, yet we have little understanding of th...
In this paper, we investigate the contribution of behavioural characteristics to the financial liter...
We analyse a sample of over-indebted individuals in Singapore to find out how financial literacy an...
After the 2008 crisis, EU regulatory authorities and policy makers started to devote resources to im...
Using in-person survey data, we investigate the relationship between the sustainability of household...
This work analyses the impact of financial literacy and financial behaviour of individuals on the li...
We analyze a national sample of Americans with respect to their debt literacy, financial experiences...
We analyze a national sample of Americans with respect to their debt literacy, financial experiences...
Using a probit model, we estimated the role of emotional factors in determining household participat...
Using a probit model, we estimated the role of emotional factors in determining household participat...
Consumers in Australia and other developed countries are increasingly required to interact with prov...
The ability of consumers to make informed financial decisions improves their ability to develop soun...
In the aftermath of the 2007–08 financial crisis, the worsening financial conditions of households i...
This study analyzes financial fragility, defined as a financial status where a subject is exposed to...
The ability of consumers to make informed financial decisions improves their ability to develop soun...
More than three quarters of US households bear consumer debt, yet we have little understanding of th...
In this paper, we investigate the contribution of behavioural characteristics to the financial liter...
We analyse a sample of over-indebted individuals in Singapore to find out how financial literacy an...