PENGARUH DANA PIHAK KETIGA (DPK), CAPITAL ADEQUACY RATIO (CAR) , DAN NON PERFORMING LOAN (NPL) TERHADAP PENYALURAN KREDIT (Pada Perbankan Go Public Yang Terdaftar di BEI Periode 2009 – 2011)

This research is testing of Third Party Fund (DPK), Capital Adequacy Ratio (CAR), and Non Performing Loan (NPL) toward of amount banking credit. Population in this research used Commercial Bank was go public in Indonesia during period 2009 through 2011. Purposive sampling method were used as samples determining method and 20 bank go public selected as the sample of the research. Data analysis with multilinear regression of ordinary least square and hypotheses test used t-statistic and F-statistic at level significance 5%, a classic assumption examination which consist of data normality test, multicolonierity test, heteroscedasticity test and autocorrelation test is also being done to test the hypotheses Based upon the research, show as first, Third Party Fund (TPF), Capital Adequacy Ratio (CAR),and Non Performing Loans (NPL) have simultant influence toward the amount of banking credit. Second, the Third Party Fund (DPK) influences positively and significantly toward the amount of banking credit. Third. Third,the Non Performing Loan (NPL) influences negatively and significantly toward the amount of banking credit. Fourth, Capital Adequacy Ratio (CAR) influences insignificantly toward the amount of banking credit. Key Words : The Amount of Banking Credit, Third Party Fund (DPK), Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Credit