PENGARUH PENDAPATAN PREMI, HASIL UNDERWRITING, RISK BASED CAPITAL, LIKUIDITAS, DAN PERTUMBUHAN TERHADAP PROFITABILITAS PERUSAHAAN ASURANSI UMUM PADA PERIODE 2011-2014

ABSTRACT RAMADHON PRABU PRASETYO, The Influence of Premium Income, Underwriting Income, Risk Based Capital, Liquidity and Growth on the Profitability of Non-Life Insurance Company Period 2011-2014. Faculty of Economics, University of Jakarta. 2016. This study aims to understand the influence of premium income, underwriting income, Risk Based Capital, liquidity, and growth on the Profitability of Non-Life Insurance Company in Indonesia which is proxied by the ROA (Return on Assets). The data used in this study is annual report published and provided by IDX and the websites of each company during the period 2011-2014. The regression model using panel data approach with chow test and Hausman test that showed the best regression model using the Fixed Effect Model. The results showed that Premium Income, Underwriting Income, and Risk Based Capital have positive and significant impact. Meanwhile, Liquidity and Growth variables have positive but no significant effect on the profitability of the non-life insurance companies in Indonesia period 2011-2014. Keywords: Profitability, Insurance, Premium Income, Underwriting Income, RBC, Liquidity, Growth of the Company