PENGARUH TINGKAT MODAL, RISIKO KREDIT DAN DANA PIHAK KETIGA TERHADAP PROFITABILITAS PADA BANK PEMBIAYAAN RAKYAT SYARIAH DI PULAU JAWA

This research has 4 variables, namely profitability as dependent variable (Y), and independent variable consisting of capital level (X1), credit risk (X2), and third party fund (X3). This study aims to determine (1) the influence of capital level on the profitability of BPRS in Java Island (2) the effect of credit risk on the profitability of BPRS in Java Island (3) the influence of third party funds on the profitability of BPRS in Java Island. This study uses the data of BPRS financial statements for the period of September 2016 obtained from the web of Bank Indonesia. The population reached in this study is 55 samples, so by using tables Isaac and Michael then obtained the research sample is 50 BPRS. The method used in this research is random sampling method. The result of this research is (1) there is a significant influence between capital level and profitability equal to 1,630 (2) there is no influence between credit risk and profitability that yield number -0,784 (3) there is no influence between credit risk and profitability that yield 0,630. Hypothesis test in this research using multiple correlation test, correlation coefficient test and coefficient of determination