Analisis kepemilikan perencanaan keuangan hari tua pada tenaga kerja di kota bogor

There are still few people who have plans for old age. Planning is an effort made to ensure a guarantee when someone does not have any more income. Currently there are several ways that a person does to get the guarantee, one of which is a pension fund or a pension fund. For those who work in the formal world these guarantees have been managed by the company and can be a financial plan prepared for old age. However, for those who work non-formal, such as self-employed it does not necessarily become a definite plan because they themselves should do the planning. The financial planning for the old age can be affected by the level of awareness of old age (Mayer et al. 2011), financial knowledge (Agnew et al. 2013), and risk tolerance (Callan and Johnshon 2002). Intention to the attitude of financial planning of old age is also interesting to study. This of course will appear with the predicted incidence of intention to do something to someone. The planned behavior theory (TPB) combined by Ajzen (1991) can be used to examine the determinants of behavior, behavior and behavior. The purpose of this study is to analyze the level of awareness of old age, financial knowledge, and tolerance to health to old health workers in the city of Bogor. Another purpose is to analyze TPB model in the formation of old state-owned machinery in Bogor City workers. The intention is formed with three variables, attitudes toward behavior, subjective norms, and control over behavior. The results of the study found that the number of dependents is a demographic characteristic closely related to. The results show the level of awareness of old age and financial knowledge. Furthermore, the results of the study also found the level of tolerance to risk has a positive effect on. Based on the model built can be seen significant factors to the holding company. The result of finding control factor which is significant factor to Bogor City employees intention to have old-age financial planning. Control is also done by the type of work owned. Based on this desired result is expected to be implemented with the synergy of government, company workplace, financial management institution, and individual own to improve financial planning of old age. This can be done given the presence of behavior controls felt by individuals can be improved so that individuals can further increase their desire to perform financial planning of old age