Analisis Pengaruh Capital Adequacy Ratio (CAR), Financing To Deposit Ratio (FDR), Non Performing Financing (NPF), Biaya Operasional Terhadap Pendapatan Operasional (BOPO) Terhadap Profitabilitas Bank Umum Syariah Di Indonesia

This research entitled “Influence Analysis of capital adequacy ratio (CAR), financing to deposit ratio (FDR), non performing financing (NPF) and operational cost to operating income (BOPO) to return on assets (ROA) of Sharia Commercial Bank in Indonesia”. The data used in this study is secondary data, in the form of annual time series data. These data include Return on Assets (ROA) as the dependent variable and Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non Performing Financing (NPF) and Operational Revenue (BOPO) as independent variables. The study period is from 2010 to 2016. Type of data used in this research are secondary data in the form of monthly time series. The method of analysis in this research used quantitative analysis and the analysis tool used is Error Correction Model (ECM). The results of regression Error Correction Model (ECM) , shows that the value of inaction (λ) ROA variable lies between 0 <λ