Add to ORKGIn this study the firms' choice of the number of bank relationships is analyzed with respect to influential factors like borrower quality, size and the existence of a close housebank relationship. Then, the number of bank relationships is used as a proxy to examine if bank competition is reflected in loan terms. It is shown that the number of bank relationships is foremost determined by borrower size and the existence of a housebank relationship. Loan rate spreads are not effected by the number of bank relationships. However, borrowers with a small number of bank relationships provide more collateral and get more credit. These effects are amplified by a housebank relationship. Housebanks get more collateral and are ready to take a larger st...
We use a unique database of the universe of consumer loans by savings banks in Germany to understand...
Relationship lending is a common practice in credit financing all over the world, particularly in Ge...
The widespread evidence of multiple bank lending relationships in credit markets suggests that firms ...
The present paper investigates the number of bank relationships of small and medium-sized enterprise...
An overview of previous evidence about relationship banking to SMEs shows that multiple banking rela...
The German financial market is often characterized as a bank-based system with strong bank-customer ...
We examine the relationship between the number of bank relationships and firms’ performance, evaluat...
Theoretical papers on banking relationships have focused on how the strength of a bank–firm relation...
This paper adds to the relationship lending debate by investigating detailed contract information ob...
This paper examines how bank competition affects the amount of credit provided to small businesses u...
This paper provides new evidence on the effect of bank competition on the cost of lending, in an env...
We investigate relationship lending using detailed contract information from nearly 18,000 bank loan...
Strong lending relationships between banks and small and medium-sized enterprises (SMEs) play a key ...
We examine empirically the role of lending relationships in determining the costs and collateral req...
Using survey based data, we investigate factors influencing credit rationing within a bank-based fin...
We use a unique database of the universe of consumer loans by savings banks in Germany to understand...
Relationship lending is a common practice in credit financing all over the world, particularly in Ge...
The widespread evidence of multiple bank lending relationships in credit markets suggests that firms ...
The present paper investigates the number of bank relationships of small and medium-sized enterprise...
An overview of previous evidence about relationship banking to SMEs shows that multiple banking rela...
The German financial market is often characterized as a bank-based system with strong bank-customer ...
We examine the relationship between the number of bank relationships and firms’ performance, evaluat...
Theoretical papers on banking relationships have focused on how the strength of a bank–firm relation...
This paper adds to the relationship lending debate by investigating detailed contract information ob...
This paper examines how bank competition affects the amount of credit provided to small businesses u...
This paper provides new evidence on the effect of bank competition on the cost of lending, in an env...
We investigate relationship lending using detailed contract information from nearly 18,000 bank loan...
Strong lending relationships between banks and small and medium-sized enterprises (SMEs) play a key ...
We examine empirically the role of lending relationships in determining the costs and collateral req...
Using survey based data, we investigate factors influencing credit rationing within a bank-based fin...
We use a unique database of the universe of consumer loans by savings banks in Germany to understand...
Relationship lending is a common practice in credit financing all over the world, particularly in Ge...
The widespread evidence of multiple bank lending relationships in credit markets suggests that firms ...