[[alternative]]The Research of the Related Policies and the Factors which Affect College Students' Behavior on the Revolving Credit of Credit Cards

[[abstract]]The purpose of this research is to analyze the college students' behavior of executing revolving credit by using psychological factors, such as debt tolerance, and knowledge of credit card as the measurement of main variables of the revolving credit frequency. In addition, this research can serve as future reference for the government on acting and revising related policies and regulation. According to the research results, ten factors are discovered to affect college students' behavior on executing the revolving credit of credit cards. These factors are the degree of debt tolerance, attitudes toward credit, knowledge of financial management, the number of the credit cards owned, the range of compulsory buying, the ratio of the fixed monthly expenditure and average disposable monthly income, the awareness of the interest rate of credit cards, attitudes toward credit cards、the number of family members, and the financial courses taken in college.