Add to ORKGThis study was prepared for the Financial Services and Poverty Reduction research project and was presented at the conference with the same name held at Bank headquarters in September of 2004. It first establishes the considerable welfare cost borne by the region's poor when facing uncovered risks (which, in principle, are insurable), and offers empirical evidence that shows the clear disadvantages of the informal risk management instruments typically used by the poor. Next, the paper proposes ways to increase access to insurance for the poor in the region. Particularly relevant, among the proposed solutions, is the implementation of the partner-agent model in which formal insurance institutions are coupled with existing microfinance instit...
Thesis (M.Dev. Studies)-University of Natal, Durban, 2003.Micro Finance Institutions are being advoc...
The provision of insurance for the poor, covering a variety of risks, could well be a key milestone...
Safe-guarding the poor and low-income people from the financial hardship arising from the occurrence...
Uninsured risk has substantial welfare costs, not just in the short run, but also in terms of perpet...
Eighteen papers, one previously published, others presented at a UNU-WIDER conference in June 2001 i...
Risk and poverty are inextricably linked. Susceptibility to risk is a defining feature of what it me...
The preponderance of risk and vulnerability facing the poor is well recorded. In spite of advances i...
Most households in low-income countries deal with economic hardships through informal insurance arra...
Many of the poor borrow, more save, and most of them demand insurance products or related substitute...
Financial inclusion is achieved when individual and low-income consumers can access and sustainably ...
In 2002 a group of insurance and reinsurance professionals set out to demonstrate that the low-incom...
In developing countries, shocks such as illness, death of family members, natural catastrophes, pric...
Poor rural and urban households in developing countries face substantial risks, which they handle wi...
When poor households face catastrophic events, they do not have any means for risk protection. Acces...
In recognition that poverty and vulnerability are mutually reinforcing, because the poor lack the ab...
Thesis (M.Dev. Studies)-University of Natal, Durban, 2003.Micro Finance Institutions are being advoc...
The provision of insurance for the poor, covering a variety of risks, could well be a key milestone...
Safe-guarding the poor and low-income people from the financial hardship arising from the occurrence...
Uninsured risk has substantial welfare costs, not just in the short run, but also in terms of perpet...
Eighteen papers, one previously published, others presented at a UNU-WIDER conference in June 2001 i...
Risk and poverty are inextricably linked. Susceptibility to risk is a defining feature of what it me...
The preponderance of risk and vulnerability facing the poor is well recorded. In spite of advances i...
Most households in low-income countries deal with economic hardships through informal insurance arra...
Many of the poor borrow, more save, and most of them demand insurance products or related substitute...
Financial inclusion is achieved when individual and low-income consumers can access and sustainably ...
In 2002 a group of insurance and reinsurance professionals set out to demonstrate that the low-incom...
In developing countries, shocks such as illness, death of family members, natural catastrophes, pric...
Poor rural and urban households in developing countries face substantial risks, which they handle wi...
When poor households face catastrophic events, they do not have any means for risk protection. Acces...
In recognition that poverty and vulnerability are mutually reinforcing, because the poor lack the ab...
Thesis (M.Dev. Studies)-University of Natal, Durban, 2003.Micro Finance Institutions are being advoc...
The provision of insurance for the poor, covering a variety of risks, could well be a key milestone...
Safe-guarding the poor and low-income people from the financial hardship arising from the occurrence...