PEMBERIAN KREDIT ANGSURAN FIDUSIA (KREASI)OLEH PERUM PEGADAIAN DITINJAU DARI UNDANG – UNDANG NO. 42 TAHUN 1999 TENTANG JAMINAN FIDUSIA (Studi di Perum Pegadaian Cabang Purwotomo Surakarta)

Pawnshop provide a credit of fiducia, and granting a credit of fiducia review at the Pawnshop Purwotomo Branch based on Legislation Number 42 Year 1999 about Fiduciary. This study is an empirical law which is descriptive. Sources of research include primary legal materials, legal materials, secondary and tertiary legal materials. Collection techniques of research sources used are interviews and literature study. In this study, the authors use qualitative analysis techniques with interactive components of the model: data reduction and presentation of data is done in conjunction with data collection, then processed and analyzed to answer the problem under study. The last step is to draw conclusions from research sources were processed, which in turn can be known about factors – factors that are considered Pawnshop provide a credit of fiducia and granting a credit of fiducia review at the Pawnshop Purwotomo Branch based on Legislation Number 42 Year 1999 about Fiduciary. Based on the research and discussion produced the conclusion that factors - factors that are considered Pawnshop provide a credit of fiducia is the role of government in the framework of national development, the economic needs of society, efforts to reach new markets, prevent the public from the practice of debt bondage, dark pawnshops, usury and loan other unnatural, as well as efforts to attract customers. Granting a credit of fiduciary in Pawnshop Puwotomo Surakarta Branch deviate on the Legislation Number 42 Year 1999 about Fiduciary is in Article 11 to Article 18. Pawnshop not heed the rules that all the objects that bear on fiduciary shall be registered. Keywords: Credit, Fiduciary, Pawnshop