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cannot stay isolated of the deep transformations which occur at an international level. In the economy globalization context, the Romanian banking system is dealing with some problems which result especially from the transition character of the period the Romanian economy is skimming through. On the Romanian financial market there are operating: non banking institutions, as well as mutual assistance funds, pawn-houses, financial leasing companies, loaning companies for natural persons, micro-financing companies, mortgage loan companies, companies which provide factoring operations, companies specialized in commercial transactions financing, and others. The most important financial market component is the banking field