It is not often that I take the time to thank everyone who has contributed to my life's achievements. In today's hectic world, it is easy to get caught up in the day-to-day grind and not reflect back on and pay tribute to the many positive influences on my life. Fortunately, this Graduate Management Project gives me the perfect opportunity to thank not only those directly linked to its development, but also those individuals who have played an instrumental part of my life. First and foremost, I would like to thank my Lord and Savior, Jesus Christ. My life has been one continual blessing. To my wife, Dana: you are my guiding light. You have brought nothing but joy into my life since the day we first met. Thank you for your dedicati...