Research on Issues and Countermeasures of Urban-rural Endowment Insurance Integration

Abstract. To narrow urban and rural development gaps in recent years, realization of urban-rural endowment insurance integration is an important content of the reform of social security system in China. In recent years, China has continuously completed endowment insurance system, and expanded coverage groups of social insurance. Almost all urban employees were covered in the range of endowment insurance. Due to restraint from city-countryside dualization structure in China, urban and rural economic development is imbalanced. Rural endowment insurance system is different from urban endowment insurance system in terms of payment and delivery, which influences free circulation of labor to some extent. In this paper, the author centered on the theme of urban-rural endowment insurance integration, and proposed countermeasures for existing issues from the angles of payment standard, completion of pension insurance fund management and supervision enhancement based on current implementation conditions of endowment insurance system. Necessity of Urban-rural Endowment Insurance Integration Balance of urban and rural endowment insurance is performed under the background of China’s dual economic structure. Viewed from the angle of social equity, development of rural endowment insurance is of great significance for balance of urban and rural endowment insurance. However, th