ACKNOWLEDGEMENT

This paper is consolidated effort of many people and I would like to acknowledge each and everyone’s effort. Firstly, I am thankful to all my respondents for giving me time and helping me out in my research. I would like to express my gratitude to BRAC University for giving the opportunity to prepare this paper. The report increased my level of understanding regarding different issues. I would like to thank my supervisor Mr. Rezaur Rahman for his suggestions. I would also like to thank all the teachers and staffs of the University for always being there to help in the time of need. I would like to express by deepest gratitude to Mr. Pankaj Sharma for helping me out in the field visits. I would also like to express my profound gratitude to my friends Ms. Richa Lamichhane and Mr. Dinesh Bhandari for supporting me during the research period. No words can adequately express my gratitude towards them. Lastly I would like to thank my parents, brother and sister for always being there to support me