Loan Cooperative in West Java Province)

KSP picture, indicating its not optimal maintenance and management of KSP, which is shown by the low Cooperative Effect allegedly because of bad Business Performance, as a result of the low participation of Members, the competence of the Board, Supervisors and Managers. The research goal is to find answers to the question of how the influence of Competence Board, Supervisory and business of the Cooperative Effect through Member Participation and Business Performance at KSP 148 in West Java. The data was processed with the Smart PLS 2.0. The conclusions of this research is synergy Competence Board, Supervisory and business will increase the participation of members. Business Performance KSP is a result of synergy Competency Board, Supervisory and business through Member Participation. Cooperative Effect is a result of synergy of business performance, Member Participation, Competence Board, the Supervisory and Management. This proves that the quality of the Cooperative Effect is determined by the quality of business performance KSP, which is the resultant of the Competence Board, Supervisory and business through Member Participation. Member participation is the catalyst of synergy effects of Competence Managers, Supervisors and Managers of th