Y A

All paper used in the production of this report is FSC® ‡ (Forest Stewardship Council®‡) certified, acid free and elemental chlorine free. This paper has been certified to meet the environmental and social standards of the Forest Stewardship Council® ‡ (FSC®‡) and comes from responsibly managed forests and verified recycled sources. This is a carbon neutral publication. Carbon dioxide equivalent emissions associated with the production and distribution of this report have been neutralized through the purchase and retirement of certified emission reductions (CERs). CERs are subjected to a rigorous validation, certification, registration and issuance process designed to ensure real, measurable and verifiable emission reductions that are recognized under the Kyoto Protocol. The CERs were acquired through the RBC Capital Markets emissions trading group. ® / ™ Trademarks of Royal Bank of Canada. ® ‡ All other trademarks are the property of their respective owner(s). 81104 (12/2011) R