The Value of Payment Instruments: Estimating Willingness to Pay and Consumer Surplus

The contents of this publication shall not be reproduced, sold or distributed without the prior consent of the Reserve Bank of Australia and, where applicable, the prior consent of the external source concerned. Requests for consent should be sent to the Head of Information Department at the email address shown above. ISSN 1448-5109 (Online) The Discussion Paper series is intended to make the results of the current economic research within the Reserve Bank available to other economists. Its aim is to present preliminary results of research so as to encourage discussion and comment. Views expressed in this paper are those of the authors and not necessarily those of the Reserve Bank. Use of any results from this paper should clearly attribute the work to the authors and not to the Reserve Bank of Australia. Enquiries