TOWARDS BETTER USE OF CREDIT REPORTING IN EUROPE

This report is based on discussions in the CEPS-ECRI Task Force on the future of credit reporting in Europe. The group met four times over a concentrated period from June 2012 to April 2013. The policy recommendations offered at the beginning of this report reflect a general consensus reached by Task Force members, although not every member agrees with every aspect of each recommendation. A list of members, observers and invited guests of the Task Force can be found in Annex 3. The members were given the opportunity to comment on the draft final report, but its contents may only be attributed to the rapporteurs and do not necessarily represent the views of the institutions to which th