Add to ORKGAbstract: In a field experiment, we measure the impact of payment with credit card as compared with cash on insurance company employees ’ spending on lunch in a cafeteria. We exogenously changed some diners ' payment medium from cash to a credit card by giving them an incentive to pay with a credit card. Surprisingly, we find that credit cards do not increase spending. However, the use of credit cards has a differential impact on spending for revolvers (who carry debt) and convenience users (who do not): Revolvers spend less when induced to spend with a credit card, whereas convenience users display the opposite pattern
Card issuers have mainly relied on rewards programs as their main strategy to increase usage. Howeve...
Card issuers have mainly relied on rewards programs as their main strategy to increase usage. Howeve...
This study examines the cognitive and emotional associations that people have with payment modes in ...
Purpose This research paper aims to examine the proposed easy-money effect of credit cards, which st...
This paper examines whether households are using credit cards for the convenience of paying all cash...
Approximately half of credit card holders in the United States regularly carry unpaid credit card de...
Technological advances have created more ways for consumers to purchase products. From cash to card,...
In studies involving genuine transactions of potentially high value we show that willingness-to-pay ...
This dissertation comprises three essays about credit cards. Taking a qualitative approach, the firs...
The credit card is a double-edged sword. Credit facilities offered by a credit card, which provide l...
In today’s vogue towards a cashless society, preference for “plastic money” has dominated convention...
Credit card is a payment tool in the modern world and it is being called the plastic money. In Iraq ...
This paper discusses whether the use of credit cards reduces aggregate money holdings in an economy....
Using transaction data from a sample of 1.8 million credit card accounts, we provide the first field...
The purpose of this research is to uncover the factors that affect consumers' choice of credit or c...
Card issuers have mainly relied on rewards programs as their main strategy to increase usage. Howeve...
Card issuers have mainly relied on rewards programs as their main strategy to increase usage. Howeve...
This study examines the cognitive and emotional associations that people have with payment modes in ...
Purpose This research paper aims to examine the proposed easy-money effect of credit cards, which st...
This paper examines whether households are using credit cards for the convenience of paying all cash...
Approximately half of credit card holders in the United States regularly carry unpaid credit card de...
Technological advances have created more ways for consumers to purchase products. From cash to card,...
In studies involving genuine transactions of potentially high value we show that willingness-to-pay ...
This dissertation comprises three essays about credit cards. Taking a qualitative approach, the firs...
The credit card is a double-edged sword. Credit facilities offered by a credit card, which provide l...
In today’s vogue towards a cashless society, preference for “plastic money” has dominated convention...
Credit card is a payment tool in the modern world and it is being called the plastic money. In Iraq ...
This paper discusses whether the use of credit cards reduces aggregate money holdings in an economy....
Using transaction data from a sample of 1.8 million credit card accounts, we provide the first field...
The purpose of this research is to uncover the factors that affect consumers' choice of credit or c...
Card issuers have mainly relied on rewards programs as their main strategy to increase usage. Howeve...
Card issuers have mainly relied on rewards programs as their main strategy to increase usage. Howeve...
This study examines the cognitive and emotional associations that people have with payment modes in ...