Management Decisions in Insurance

The decision represents the essential factor of the management development, being the specific tool, and designating an action for achieves one or more objectives. The management decision has one particularity. This particularity is that the management decision represents that decision which has consequences for decisions, actions and the be-havior of at least one person. So, we can conclude that the managerial decision always in-volves at least two persons, namely: the manager – which decide, and one or more persons-which apply the decision