Alex Carlsberg expounds on his family’s model for success. There are, he explains, only two strategies for financial security. The first and most common one is that of earning more money, while the second is to search relentlessly for bargains. In both cases, he assumes his family’s consumption will remain high. Alex says that most people adopt the first strategy, but he and wife Ann pursue the second. They scour the Internet, visit garage sales and flea markets, and patronize remainder stores and outlet malls. Annual department store sales loom especially large in their annual purchases of personal items and gifts. Alex and Ann have a model or image of themselves as a family defined by principles of efficacy, and that model plays out daily...