A numerical simulation is used to investigate the mixed layer heat balance of the tropical Pacific Ocean including the equatorial cold tongue and the region of vortices associated with tropical instability waves (TIWs). The study is motivated by a need to quantify the effects that TIWs have on the climatological heat budget of the cold tongue mixed layer; there has been some discrepancy between observations indicating very large equatorward heat transport by TIWs and models that disagree on the full three-dimensional budget. Validation of the model reveals that the TIW-induced circulation patterns are realistic but may have amplitudes about 15 % weaker than those in the observations. The SST budget within tropical instabilities is first exa...