This paper investigated worker motives for 401(k) contributions with data from the 1995 Survey of Consumer Finances. Employer matching and the ability to withdraw or borrow from the plan were related to greater contributions. In addition, risk tolerance, labor income, and years of working for the current employer were positively related to contributions
Many middle-income workers save for retirement through 401(k) plans. This study addresses the concer...
Abstract: We examine individual choices between a defined contribution (DC) and a defined benefit (...
It is typically difficult to determine whether households save optimally. But in some cases, savings...
This paper investigated worker motives for 401(k) contributions with data from the 1995 Survey of Co...
This paper examines how workers use 401(k) plans by examining their participation, contribution, and...
401(k) plans differ from traditional employer-sponsored pension plans in that employees are permitte...
This paper examines the role of 40 1(k) plans in retirement saving by U.S. households. It charts the...
This paper uses data from the April 1993 Pension Supplements to the Current Population Survey to inv...
Participants in 401(k) plans are more likely than other workers to list "retirement" as their main r...
We assess the effect on savings behavior of several different 401(k) plan features, including automa...
We develop a comprehensive model of 401(k) pension design that reflects the complex tax, savings, li...
Abstract- We use data on fi ve hundred 401(k) pension plans to evaluate how employer matching incent...
We assess the impact on savings behavior of several different 401(k) plan features, including automa...
Over the past three decades, employer-sponsored 401(k) plans have grown in popularity as they have p...
This study examines whether workers who initially contribute to their company’s 401(k) plan consiste...
Many middle-income workers save for retirement through 401(k) plans. This study addresses the concer...
Abstract: We examine individual choices between a defined contribution (DC) and a defined benefit (...
It is typically difficult to determine whether households save optimally. But in some cases, savings...
This paper investigated worker motives for 401(k) contributions with data from the 1995 Survey of Co...
This paper examines how workers use 401(k) plans by examining their participation, contribution, and...
401(k) plans differ from traditional employer-sponsored pension plans in that employees are permitte...
This paper examines the role of 40 1(k) plans in retirement saving by U.S. households. It charts the...
This paper uses data from the April 1993 Pension Supplements to the Current Population Survey to inv...
Participants in 401(k) plans are more likely than other workers to list "retirement" as their main r...
We assess the effect on savings behavior of several different 401(k) plan features, including automa...
We develop a comprehensive model of 401(k) pension design that reflects the complex tax, savings, li...
Abstract- We use data on fi ve hundred 401(k) pension plans to evaluate how employer matching incent...
We assess the impact on savings behavior of several different 401(k) plan features, including automa...
Over the past three decades, employer-sponsored 401(k) plans have grown in popularity as they have p...
This study examines whether workers who initially contribute to their company’s 401(k) plan consiste...
Many middle-income workers save for retirement through 401(k) plans. This study addresses the concer...
Abstract: We examine individual choices between a defined contribution (DC) and a defined benefit (...
It is typically difficult to determine whether households save optimally. But in some cases, savings...