Add to ORKGLending to small business has traditionally been a very time consuming and costly proposition for banks and other financial intermediaries. Small firms lack proper accounting procedures and owners frequently mix their business and personal finances so financial statements are unreliable. Prior to the days of credit scoring, credit grantors ha
Business Finances to classify small businesses into four groups based upon their credit needs and to...
Consideration of the constraints faced by small firms in credit markets (e.g. credit rationing, over...
Small businesses are vital to the U.S. economy. The nation's 29.6 million small businesses generated...
The literature has documented a positive relationship between the use of credit scoring for small bu...
Business Finances to classify small businesses into four groups based upon their credit needs and to...
The literature has documented a positive relationship between the use of credit scoring for small bu...
The traditional perspective holds that large firms in our economy use unsecured credit and small fir...
Credit, in the form of a bank loan, is a lifeline for small businesses in the United States. When th...
This paper models the borrowing decision of a small firm seeking a bank loan when it can optionally ...
whether small business borrowers have less access to financial capital from large commercial banks t...
An evaluation of several proposals that would promote additional lending to the small business secto...
Abstract: Credit to small businesses is an important underpinning for job creation and macroeconomi...
This paper presents empirical evidence on the role loan officers play in facilitat-ing small firm ac...
The literature on lending to small firms has primarily focused on the mechanisms and methods used to...
We show that capital requirements on small business loans (SBL) based on Basel Committee''s Internal...
Business Finances to classify small businesses into four groups based upon their credit needs and to...
Consideration of the constraints faced by small firms in credit markets (e.g. credit rationing, over...
Small businesses are vital to the U.S. economy. The nation's 29.6 million small businesses generated...
The literature has documented a positive relationship between the use of credit scoring for small bu...
Business Finances to classify small businesses into four groups based upon their credit needs and to...
The literature has documented a positive relationship between the use of credit scoring for small bu...
The traditional perspective holds that large firms in our economy use unsecured credit and small fir...
Credit, in the form of a bank loan, is a lifeline for small businesses in the United States. When th...
This paper models the borrowing decision of a small firm seeking a bank loan when it can optionally ...
whether small business borrowers have less access to financial capital from large commercial banks t...
An evaluation of several proposals that would promote additional lending to the small business secto...
Abstract: Credit to small businesses is an important underpinning for job creation and macroeconomi...
This paper presents empirical evidence on the role loan officers play in facilitat-ing small firm ac...
The literature on lending to small firms has primarily focused on the mechanisms and methods used to...
We show that capital requirements on small business loans (SBL) based on Basel Committee''s Internal...
Business Finances to classify small businesses into four groups based upon their credit needs and to...
Consideration of the constraints faced by small firms in credit markets (e.g. credit rationing, over...
Small businesses are vital to the U.S. economy. The nation's 29.6 million small businesses generated...